Lenders We Recommend
Real estate is a localized market specific to your area. You wouldn't want to ask a Chicago real estate agent whether you should buy a three-bedroom, two-bath home with a three-car garage in California, right? Just as you wouldn't want to ask a Los Angeles mechanic to winterize your Massachusetts car or ask your Boise-based colleague what she thinks about the public school system in Washington.
Every market is distinct from the others. Each neighborhood has its taste, from its streets to its businesses, home styles, industry, culture, and even restaurants and entertainment establishments. One of the most significant advantages of utilizing a local mortgage lender is that they are familiar with the market's ins and outs. They'll be able to tell you what makes it tick, as well as what needs specific care. Whereas online lenders and central banks have no way of comprehending the complexity in your ideal community because they don't live, work, or play in the same regions as you.
Consider the last time you called a central bank. How much time did you spend on the phone? Nevertheless, those annoying voice recordings they put you through! How many digits did you need to dial? Did you have to ask your question three times to get three different responses? Did you get a live person on the other end of the line, or did you hang up, frustrated, after being put on hold for hours?
That isn't customer service, and you should never have to deal with this. Not when it comes to a significant investment like a home, where you're putting your time, energy, and money into it. A local lender can provide personalized service and support from a dedicated team. They don't work in thousands of other markets, so they can't handle tens of thousands of different mortgages. They concentrate on their immediate community, which includes you, allowing them to provide unsurpassed communication and service. That's how you establish a professional and memorable experience.
Our list of Lenders is specific to the Boise area, and we have worked with them on numerous transactions. These are individuals and companies that you can trust.
Idaho Central Credit Union
Idaho Central Credit Union offers a selection of home loans that are tailored to your individual needs. Idaho Central has the financing for you, whether you're just starting out and need a home, looking to upgrade, or ready to build your dream home. When it comes to accessing equity in their homes, different homeowners have different requirements. That's why Idaho Central offers a home equity line of credit with features that are tailored to your specific requirements.
Prime Lending has been assisting your neighbors and community members in realizing their homeownership ambitions since 1986. Their staff of over 2,500 mortgage specialists can provide the care, support, and direction that home purchasers like you need throughout the home loan process, from application to closing and beyond. While things change over time, their commitment to you remains constant. Prime Lending will always be there for you as a reliable lending partner.